Medicare
Part A
While in a skilled nursing facility, Medicare Part A (Hospital Insurance) will pay for up to 100 days of skilled care, provided that the resident requires a daily skilled service as defined by Medicare guidelines and the admission to the facility is within 30 days of a three day or more hospital stay. For the first 20 days, Medicare pays 100% of the covered charges and for the next 80 days, Medicare pays all but $133.50 per day of covered charges, provided the resident continues to require skilled care.
Medicare Part A pays for the following services except when another payment source is primary:
- Semi-private room and board (excluding internal feeding)
- Specialized rehabilitation services: Physical, Occupational, and Speech Therapies
- Medications ordered by physicians
- Ancillary central supply items including certain special equipment such as air fluidized beds
- Oxygen, IV Fluids, Braces
- Personal laundry services
The following chargeable services are not covered by Part A if they should be requested by the patient:
- Beauty and Barber shop services
- Telephone or Television
- Services provided at a physician office, Physician ordered consultations
- Private duty nurses or sitters
- Payment to hold bed when patient is hospitalized
- Services determined not to meet Medicare coverage criteria, and the patient has been notified in writing by the center.
Part B
If the resident is not eligible for Part A benefits, the resident may receive services under Medicare Part B (Medical Insurance). Part B will pay for an unlimited time frame after the resident meets an annual deductible of $135.00. Part B pays 80% of allowable charges. Services covered include:
- Physician fees
- Specialized rehabilitation services when Part A is unavailable
- Physician ordered consultations
- Prosthetic items such as urological and internal feeding supplies
Part D
Medicare Part D helps pay for prescription drugs not covered by Medicare Hospital Insurance Part A.
How to Apply for Medicare:
To apply for Medicare benefits, contact your local Social Security Office. The toll free number is 1-800-772-1213. You may also visit the Medicare website by clicking on the link Medicare.
Medicaid
If a resident is approved for nursing home Medicaid, his/her charges are based on personal income. This amount is determined by the Department of Health and Human Services (DHHS).
The State Medicaid plan pays for following:
- Room and Board
- Specialized rehabilitation services
- Prescription medications for up to three months
- Basic personal laundry services
- Payment to hold bed up to ten days when patient is discharged to the hospital
Services not paid for under the state plan include:
- Private room accommodations
- Beauty and Barber shop services
- Telephone and Television
- Private duty nurses and sitters
- Over the counter drugs not ordered by a physician
To apply for Medicaid benefits or determine assessed liability amount, contact your local Social Security Office. The toll free number is 1-800-772-1213. You may also visit the Medicaid website by clicking on the link Medicaid.
Hospital / Clinic Network
At NHC HealthCare, Scott, we have a large acute care provider network. We routinely receive referrals from area hospitals and clinics.